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ICFO Knowledge is Power, Avoid Becoming a Crime Victim

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Knowledge is Power Avoid Becoming a Victim of Crime

Knowledge is Power

Dr Don Yates Sr PhD, Founder ICFO

Knowledge is Power, Avoid being a Victim

  • Knowledge is power: By always being aware of your surroundings and taking steps to prevent an attack, you lower the risk of being the victim of a violent crime.  Similarly, the more knowledge you have about victimology, the less likely you are to blame victims of crime
  • Preventing victimization: There are things you can do to protect yourself when you are out alone, such as being aware of your surroundings, avoiding dangerous areas, and taking self-defense classes
    You can also make your home safe by installing security systems, locking doors and windows, and keeping valuables out of sight
  • Transcending the victim mentality: Feeling powerless can be a miserable experience, but it is possible to transcend the victim mentality by choosing your responses, acting on your problems, and ceasing to be a victim
  • The 48 Laws of Power: In his book, “The 48 Laws of Power,” Robert Greene argues that if you manage to seduce, charm, and deceive your opponents, you will attain the ultimate power. However, it is important to choose your opponents wisely and to know everything about a person before you work with them
  • In summary, knowledge is power when it comes to avoiding victimization. By being aware of your surroundings, taking steps to prevent an attack, and learning about victimology, you can reduce your risk of being a victim of a violent crime. Additionally, it is possible to transcend the victim mentality and take control of your life. Finally, while gaining power can be a desirable goal, it is important to choose your opponents wisely and to know everything about them before working with them.

What are some common tactics used by perpetrators of crime?

  • Assuming the victim is lying: In domestic violence cases, prosecutors may assume that the victim is lying and that the perpetrator is telling the truth
  • Verbal coercion: In sexual assault cases, verbal coercion is the most commonly used tactic, followed by the victim’s intoxication
  • Threatening witness intimidation charges: In domestic violence cases, prosecutors may use the threat of witness intimidation charges to prevent the defendant from contacting the victim or any other witnesses
  • Overcharging to force a plea: Prosecutors may overcharge defendants in domestic violence cases to force them to plead guilty
  • Pretext phone calls: Law enforcement may use pretext phone calls to build a case against a suspected sex offender
  • Intimidation: Batterers may use intimidation tactics such as gestures, dirty looks, temper tantrums, breaking things in the home, abusing pets, or brandishing a weapon to gain control over their victims
  • Grooming: Perpetrators may use grooming tactics to identify potential victims, gain their trust, and break down their defenses. They may offer victims special attention, understanding, and gifts, and then engage them in ways that eventually gain their friendship and trust
  • Creating secrecy around the relationship: Perpetrators may reinforce the special connection with the victim when they are alone or through private communication with the victim, and strengthen it with admonitions against telling anyone, lest others be unhappy about it. They may threaten the victim with disclosure, suicide, physical harm to the child or loved ones, or other traumas if he or she tells
  • Controlling the relationship: Perpetrators rely on the secrecy of the relationship to keep the victim under their control. They may use threats, violence, or emotional manipulation to maintain control over the victim

In summary, perpetrators of crime use various tactics to gain control over their victims. These tactics include assuming the victim is lying, verbal coercion, threatening witness intimidation charges, overcharging to force a plea, pretext phone calls, intimidation, grooming, creating secrecy around the relationship, and controlling the relationship. It is important to be aware of these tactics to avoid becoming a victim of crime.

What are some effective ways to prevent sexual abuse in children?

  • Teach children about body safety: Parents can teach their children about body safety from a young age. This includes teaching them about private parts, boundaries, and appropriate and inappropriate touching
  • Be actively involved in your child’s life: Being actively involved in a child’s life can make warning signs of child sexual abuse more obvious and help the child feel more comfortable coming to you if something isn’t right. Parents can show interest in their child’s day-to-day life and ask them what they did during the day and who they did it with
  • Know the warning signs: Parents can become familiar with the warning signs of child sexual abuse, such as changes in behavior, mood, or sleep patterns, and unexplained injuries or bruises
  • Minimize one-on-one time between children and adults: Parents can minimize one-on-one time between children and adults, especially in situations where children are involved with adults they don’t know well. They can ask how staff and volunteers are screened and supervised
  • Learn as much information as you can about physical and sexual abuse: Parents can learn who is most likely to commit crimes of abuse, why adults abuse children, and seek out preventative information about child sexual abuse.
  • Listen and talk with your children: Communication is the most important principle in keeping children safe from sexual abuse. Parents can create a climate in their home where children are not afraid to share information about things they may be embarrassed or afraid about. They can be willing to share what they know about sexual abuse and how to prevent it with their children
  • Teach the 5 personal safety boundary rules: Parents can teach their children the 5 personal safety boundary rules, which include saying no, getting away, telling a trusted adult, reporting to the police, and keeping safe secrets

In summary, parents can take several steps to prevent sexual abuse in children, including teaching children about body safety, being actively involved in their child’s life, knowing the warning signs, minimizing the one-on-one time between children and adults, learning as much information as possible about physical and sexual abuse, listening and talking with their children, and teaching the 5 personal safety boundary rules.

What are some resources available for parents who suspect their child has been sexually abused?

  • Caring for Kids: What Parents Need to Know about Sexual Abuse: This resource provides parents and caregivers with tools to help them support children who have been victims of sexual abuse, information on the importance of talking to children and youth about body safety, and guidance on how to respond when children disclose sexual abuse
  • Online support groups: There are online discussion and support groups for mothers of sexually abused children, such as TAALK – Talk about abuse to liberate kids. Some will require sign-in to participate in online groups
  • Resources for victims of child sexual abuse and their families: Innerbody provides resources for children and their families, helps spot the signs of child sexual assault, and provides information on how to report it
  • National Traumatic Stress Network: Provides information related to sex abuse, including facts, statistics, and resources related to child sex abuse
  • Stop It Now: Provides resources for parents of children who have been sexually abused, including finding and choosing professional treatment, and books and literature on child sexual abuse

summary, there are several resources available for parents who suspect their child has been sexually abused, including online support groups, resources for victims of child sexual abuse and their families, and organizations such as the National Traumatic Stress Network and Stop It Now. It is important for parents to seek out these resources to get the support and guidance they need to help their children heal and recover.

Dr. Don, Founder ICFO

Knowledge is Power, Avoid being a Victim

Knowledge is power, and it can help you avoid being a victim. By being aware of the risks and taking steps to protect yourself, you can reduce your chances of becoming a target.

Here are some tips to help you avoid being a victim:

  • Be aware of your surroundings. Pay attention to who is around you and what is going on in your environment. If you feel unsafe, trust your gut and remove yourself from the situation.
  • Don’t be afraid to speak up. If you see something that doesn’t seem right, say something. You could be saving someone from becoming a victim.
  • Take steps to protect your personal information. Don’t share your social security number, credit card numbers, or other sensitive information with strangers.
  • Be careful about what you post online. Once something is posted online, it can be difficult to remove. Be mindful of what you share, and make sure your privacy settings are set to protect your information.
  • Learn self-defense. Taking a self-defense class can give you the confidence and skills you need to protect yourself in an emergency.

It’s also important to be aware of the signs of victim behavior. If you find yourself blaming others for your problems, feeling helpless, or withdrawing from social activities, you may be exhibiting victim behavior. If you’re concerned about your victim behavior, there are resources available to help you.

Remember, you are not powerless. By taking steps to protect yourself and learning how to deal with victim behavior, you can take control of your life and avoid becoming a victim.

Here are some additional resources that you may find helpful:

  • National Sexual Assault Hotline: https://www.rainn.org/
  • National Domestic Violence Hotline: https://www.thehotline.org/
  • Victims of Crime: https://www.victimsofcrime.org/

Remember, you are not alone. Some people care about you and want to help. If you are a victim of crime, please reach out for help.

The Importance of Knowledge in Crime Prevention

Dr. Don, Founder ICFO

Importance of Knowledge in Crime Prevention

In today’s world, where crime rates are on the rise, it is essential to ensure our safety and protect ourselves from becoming victims of crime. One of the most effective ways to achieve this is by acquiring knowledge about crime prevention. Knowledge empowers individuals to understand criminal mindsets, recognize potential threats, enhance situational awareness, and take proactive measures to safeguard themselves and their loved ones. By gaining knowledge about crime prevention, individuals can equip themselves with the necessary tools to stay safe and avoid falling victim to criminal activities.

Understanding Criminal Mindset: Key to Avoiding Victimization

Understanding the criminal mindset is crucial for avoiding victimization. By learning about the motives and tactics employed by criminals, individuals can identify potential threats and take appropriate action. Knowledge of criminal behavior patterns can help people recognize warning signs and avoid situations that may make them vulnerable to criminal acts. By understanding the psychology of criminals, we can develop strategies to protect ourselves and minimize the chances of falling prey to their schemes.

Strengthening Personal Safety: Knowledge is Power

Knowledge provides individuals with the power to strengthen their safety. By staying informed about various safety measures and techniques, individuals can make informed decisions to protect themselves. By understanding the importance of personal safety equipment, such as alarms, locks, and self-defense tools, individuals can create a secure environment for themselves and deter criminals. By empowering themselves with knowledge, individuals can take control of their safety and reduce the risk of becoming a crime victim.

Recognizing Potential Threats: First Step to Protection

Recognizing potential threats is the first step toward protection. With knowledge about the common modus operandi used by criminals, individuals can identify suspicious behavior, unusual circumstances, or potential danger zones. By being vigilant and aware of their surroundings, individuals can take immediate action to avoid potential harm. The ability to recognize potential threats allows individuals to make better decisions and take precautionary measures, thus significantly reducing their vulnerability to criminal activities.

Enhancing Situational Awareness: Stay One Step Ahead

Situational awareness plays a vital role in crime prevention. By staying one step ahead and being acutely aware of their surroundings, individuals can quickly assess any potentially dangerous situations. Knowledge about situational awareness enables people to identify escape routes, seek help, or take necessary precautions when faced with unsafe circumstances. By honing this skill, individuals can effectively anticipate and respond to potential threats, thereby minimizing the chances of becoming a victim of crime.

Effective Home Security Measures: Knowledge Saves Lives

Knowledge about effective home security measures can be life-saving. By understanding the importance of sturdy locks, security systems, and well-lit areas, individuals can deter potential intruders from targeting their homes. Knowledge about home security also includes learning about common burglary techniques and implementing preventive measures, such as installing surveillance cameras or joining neighborhood watch programs. By being knowledgeable about home security, individuals can protect their homes and loved ones from criminal activities.

Cybercrime Awareness: Protecting Yourself Online

In the digital age, cybercrime has become a significant threat to individuals’ safety and security. Knowledge about cybercrime awareness is crucial for protecting oneself online. By understanding common cyber threats, such as phishing, identity theft, and online scams, individuals can adopt preventive measures like using strong passwords, secure networks, and being cautious while sharing personal information online. Knowledge about cybercrime empowers individuals to safeguard their digital presence and prevent falling victim to online criminals.

Self-Defense Training: Empowering Individuals against Crime

Self-defense training equips individuals with the knowledge and skills necessary to protect themselves physically. By learning self-defense techniques, individuals can gain confidence and feel empowered in potentially dangerous situations. Knowledge about self-defense enables individuals to react effectively, defend themselves, and escape from threatening situations. By investing in self-defense training, individuals can significantly reduce their vulnerability and increase their chances of warding off potential attackers.

Avoiding Scams and Fraud: Knowledge as a Shield

Knowledge is a powerful shield against scams and fraud. By being knowledgeable about common scams and fraud techniques, individuals can protect themselves from falling victim to financial and identity theft. Awareness about fraudulent schemes and tactics employed by scammers allows individuals to spot red flags, verify information, and make informed decisions. By staying informed, individuals can safeguard their assets and personal information, preventing significant financial and emotional loss.

Understanding Legal Rights: Safeguarding against Injustice

Understanding legal rights is essential in safeguarding against injustice. By being knowledgeable about one’s legal rights, individuals can protect themselves from any form of abuse or exploitation. Knowledge about the legal system empowers individuals to seek justice, report crimes, and assert their rights in various situations. By being informed, individuals can make informed decisions, access legal resources, and ensure their protection under the law.

Building Strong Communities: Sharing Knowledge for Safety

Building strong communities is crucial in preventing crime. By sharing knowledge and experiences related to crime prevention, individuals can collectively work towards creating safer environments for everyone. By organizing community initiatives, workshops, or seminars, individuals can disseminate knowledge about crime prevention measures, self-defense techniques, and awareness campaigns. By coming together and sharing knowledge, communities can strengthen their ability to prevent crime and support one another in times of need.

Empowering Individuals through Knowledge

Knowledge is a powerful tool in avoiding becoming a crime victim. By understanding criminal mindsets, strengthening personal safety, recognizing potential threats, enhancing situational awareness, and adopting effective security measures, individuals can significantly reduce their vulnerability to criminal activities. With knowledge about cybercrime, self-defense, scams, and legal rights, and by building strong communities, individuals can empower themselves and create safer environments. Individuals need to invest in gaining knowledge about crime prevention to ensure the safety and security of themselves and their communities.

Thanks for Reading – Knowledge is Power, Avoid Becoming a Crime Victim

Dr Don, Founder, ICFO

ICFO Empowering Seniors Online

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Dr. Don, Founder ICFO

ICFO Empowering Seniors Online

As technology advances, seniors discover new ways to empower themselves through online platforms.

In today’s fast-paced digital world, it is essential for people of all ages to be technologically literate to stay connected, informed, and empowered. Senior citizens, however, often face unique challenges when adopting new technologies. Bridging the digital divide for seniors is crucial in ensuring that they have access to the resources and tools that can enhance their quality of life. We can help seniors stay connected, engaged, and independent by empowering them online.

Bridging the Digital Divide for Seniors

Many seniors may feel intimidated or overwhelmed by technology, leading to a reluctance to embrace it. Bridging the digital divide for seniors involves providing them with the necessary support, training, and resources to help them navigate the online world with confidence. This can be done through community programs, workshops, and one-on-one assistance to address any barriers they may face.

Online Tools to Empower the Elderly

There are a plethora of online tools and resources available to empower the elderly. From virtual communication platforms to e-health resources, seniors can use technology to stay connected, manage their health, and access information at their fingertips. Learning how to use these tools can greatly enhance the quality of life for seniors by increasing their independence and reducing feelings of isolation.

Benefits of Tech Literacy in Senior Citizens

Tech literacy in senior citizens can have a multitude of benefits. It can improve cognitive function, provide access to valuable information and resources, and foster social connections. By empowering seniors with the skills to navigate the digital world, we can help them maintain their independence, stay engaged, and continue to learn and grow.

Navigating the World Wide Web as a Senior

Navigating the World Wide Web can be daunting for seniors who are not accustomed to using technology. Providing them with guidance on how to search for information, evaluate sources, and stay safe online can help build their confidence and skills. By teaching them the basics of internet navigation, seniors can unlock a wealth of knowledge and opportunities.

Enhancing Quality of Life Through Technology

Technology has the power to enhance the quality of life for seniors in numerous ways. From accessing online learning opportunities to connecting with loved ones through video calls, technology can provide a sense of purpose, connection, and fulfillment. By embracing technology, seniors can stay mentally and socially active, leading to a higher overall quality of life.

Overcoming Challenges of Online Learning

Online learning can be a great way for seniors to expand their knowledge and skills, but it can also come with its own set of challenges. Seniors may struggle with technology-related issues, such as navigating online platforms or troubleshooting technical problems. Providing them with the support and resources they need to overcome these challenges can help them make the most of online learning opportunities.

Seniors Embracing Social Media Platforms

Social media platforms can be a powerful tool for seniors to connect with friends and family, share experiences, and stay informed. By teaching seniors how to use social media responsibly and safely, we can help them build and maintain relationships, stay engaged in current events, and combat feelings of loneliness and isolation.

Empowering Seniors with E-Health Resources

E-Health resources can provide seniors with valuable information and tools to manage their health and well-being. From accessing telemedicine services to tracking their medications and appointments online, seniors can take control of their health with the help of technology. By empowering seniors with e-health resources, we can help them stay proactive and informed about their health.

Stay Connected: Seniors and Virtual Communication

Virtual communication platforms have become essential for seniors to stay connected with their loved ones, especially during times of social distancing. By teaching seniors how to use video calls, messaging apps, and social networking sites, we can help them maintain vital social connections and combat feelings of loneliness and isolation. Virtual communication can bridge the physical distance between seniors and their families, fostering a sense of closeness and community.

Cybersecurity Tips for Older Internet Users

Cybersecurity is a critical aspect of online empowerment for seniors. Older internet users may be more vulnerable to online scams, phishing attacks, and identity theft. Providing them with cybersecurity tips and best practices, such as using strong passwords, avoiding suspicious links, and keeping their devices up-to-date, can help protect them from online threats and ensure a safe and secure online experience.

The Power of Online Education for Seniors

Online education can be a valuable tool for seniors to continue learning, exploring new interests, and staying mentally active. Whether it’s taking virtual classes, watching educational videos, or participating in online forums, seniors can expand their knowledge and skills from the comfort of their own homes. By harnessing the power of online education, seniors can engage in lifelong learning and personal growth.

Building Confidence in Seniors through Technology

Building confidence in seniors through technology is essential for empowering them to embrace new tools and resources. By providing them with ongoing support, encouragement, and opportunities to practice their skills, we can help seniors feel more confident in using technology. This sense of confidence can lead to greater independence, self-sufficiency, and a more fulfilling and enriched life.

In Conclusion

Empowering seniors online is not just about teaching them how to use technology—it’s about helping them stay connected, engaged, and independent in a rapidly evolving digital landscape. By bridging the digital divide, providing access to online tools and resources, and supporting seniors in navigating the online world, we can help them lead fulfilling and empowered lives. Through tech literacy, virtual communication, e-health resources, and online education, seniors can harness the power of technology to enhance their quality of life and continue to thrive in the digital age.

Thanks for Reading – ICFO Empowering Seniors Online

Dr Don, Founder, ICFO

ICFO Cryptocurrency Scams Fraud

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Dr. Don, Founder ICFO

ICFO Cryptocurrency Scams Fraud

Cryptocurrency scams are on the rise, with fraudsters using a variety of tactics to deceive unsuspecting investors.

With the growing popularity of cryptocurrencies, the number of scams and frauds in this market has also been on the rise. Cryptocurrency scam fraud involves tricking individuals into investing in fraudulent schemes or stealing their digital assets through various deceptive tactics. In this article, we will explore the rise of cryptocurrency scam fraud, how these scams work, the warning signs to look out for, and steps you can take to protect yourself from falling victim to these fraudulent activities.

The Rise of Cryptocurrency Scams Fraud

Cryptocurrency scam fraud has become a major concern in the digital asset market as more people are drawn to the potential high returns and anonymity that cryptocurrencies offer. With the lack of regulation and oversight in the cryptocurrency space, scammers have been able to exploit unsuspecting individuals looking to invest in this new and exciting technology.

Understanding How Cryptocurrency Scams Work

Cryptocurrency scams work by using various tactics to deceive individuals into sending their digital assets to the scammers. This can include creating fake websites or social media accounts, promising unrealistic returns, or impersonating legitimate cryptocurrency companies or exchanges. Once the victim sends their assets, the scammers disappear, leaving the victim with no way to recover their funds.

Types of Cryptocurrency Fraud to Watch Out For

There are several types of cryptocurrency fraud that individuals should be wary of, including Ponzi schemes, fake ICOs (Initial Coin Offerings), phishing scams, and pump-and-dump schemes. These scams can be highly sophisticated and difficult to detect, making it crucial for investors to do their due diligence before investing in any cryptocurrency project.

Recognizing the Warning Signs of a Scam

There are several warning signs that can help individuals identify a potential cryptocurrency scam. These include promises of guaranteed returns, pressure to invest quickly, requests for personal information or access to your digital wallet, and unsolicited communication from unknown individuals or companies. Being aware of these red flags can help you avoid falling victim to a scam.

Common Tactics Used by Cryptocurrency Scammers

Cryptocurrency scammers often use social engineering tactics to manipulate their victims into sending them money or digital assets. This can include creating fake websites that mimic legitimate cryptocurrency exchanges, sending phishing emails with malicious links, or posing as a trusted individual or company to gain the victim’s trust. It is important to be cautious and skeptical of any unsolicited communication or investment opportunities in the cryptocurrency space.

Protecting Yourself from Cryptocurrency Fraud

To protect yourself from falling victim to cryptocurrency fraud, it is important to do thorough research before investing in any cryptocurrency project. This includes verifying the legitimacy of the company or exchange, using secure wallets to store your digital assets, and never sharing your private keys or personal information with anyone. Additionally, be cautious of investment opportunities that sound too good to be true, as they often are.

Steps to Take If You’ve Fallen Victim to a Scam

If you have fallen victim to a cryptocurrency scam, it is important to act quickly to minimize your losses. Contact your local law enforcement agency and report the scam to the appropriate authorities. Additionally, notify the cryptocurrency exchange or platform where the fraud occurred and consider seeking legal assistance to help recover your funds.

Reporting Cryptocurrency Scams Fraud to Authorities

Reporting cryptocurrency scam fraud to the authorities is essential in helping to prevent further scams and protect other potential victims. You can report the fraud to organizations such as the Federal Trade Commission (FTC), the Securities and Exchange Commission (SEC), or the Cybersecurity and Infrastructure Security Agency (CISA). Providing detailed information about the scam can help law enforcement track down the perpetrators and hold them accountable for their actions.

Legal Recourse for Victims of Cryptocurrency Fraud

If you have been a victim of cryptocurrency fraud, there may be legal recourse available to help you recover your funds. Consult with a legal professional who specializes in cryptocurrency law to explore your options for seeking restitution. Keep all documentation related to the scam, including communication with the scammers and any financial transactions that took place.

The Role of Regulation in Preventing Scams

Regulation plays a crucial role in preventing cryptocurrency scams and fraud by providing oversight and accountability in the market. Government agencies and regulatory bodies are working to establish guidelines and regulations to protect investors and crack down on fraudulent activities in the cryptocurrency space. By adhering to regulatory standards and conducting thorough due diligence, investors can reduce their risk of falling victim to scams.

Staying Informed About the Latest Scam Trends

Staying informed about the latest scam trends in the cryptocurrency market is essential to protecting yourself from falling victim to fraud. Follow reputable sources such as government agencies, cybersecurity firms, and financial news outlets to stay up-to-date on potential threats and scams. Educate yourself on common tactics used by scammers and be vigilant in protecting your digital assets from fraudulent activities.

Resources for Those Affected by Cryptocurrency Fraud

If you have been affected by cryptocurrency fraud, there are resources available to help you navigate the recovery process. Reach out to organizations such as the Better Business Bureau (BBB), the Financial Industry Regulatory Authority (FINRA), or the Consumer Financial Protection Bureau (CFPB) for guidance and support. Consider joining online communities or forums dedicated to cryptocurrency fraud victims to share your experience and learn from others who have been in similar situations.

Cryptocurrency scam fraud continues to be a prevalent issue in the digital asset market, posing a threat to investors and consumers worldwide. By understanding how these scams work, recognizing warning signs, and taking proactive steps to protect yourself, you can reduce your risk of falling victim to fraudulent activities. Stay informed, stay vigilant, and report any suspicious behavior to the authorities to help combat cryptocurrency fraud and protect the integrity of the market.

Thanks for Reading – ICFO Cryptocurrency Scams Fraud

Dr Don, Founder, ICFO

AI Empowering Online Businesses

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Dr. Don, Founder ICFO

AI Empowering Online Businesses

The Growing Influence of AI in Online Business

Artificial Intelligence (AI) has emerged as a game-changer in the world of online business. Its transformative capabilities have revolutionized various aspects of e-commerce, allowing businesses to enhance customer experience, streamline operations, optimize pricing, and drive sales. The integration of AI-powered solutions has become essential for businesses looking to stay competitive in the digital landscape. In this article, we will explore the significant role of AI in empowering online businesses and the various ways it is reshaping the industry.

Enhancing Customer Experience through AI-powered Solutions

AI-powered solutions have significantly enhanced the customer experience in online businesses. Chatbots, for instance, have become increasingly popular, providing customers with instant assistance and personalized support. These virtual assistants are capable of understanding customer queries, providing relevant information, and resolving issues promptly. By leveraging natural language processing and machine learning algorithms, chatbots ensure a seamless and efficient customer journey, resulting in higher satisfaction levels and increased customer loyalty.

Leveraging AI to Streamline E-commerce Operations

AI technology has enabled online businesses to streamline their operations, improving efficiency and reducing costs. Intelligent algorithms can analyze vast amounts of data, identifying patterns and trends, which helps businesses optimize their inventory management, logistics, and supply chain operations. By automating repetitive tasks, AI-powered systems allow businesses to allocate their resources more effectively, leading to improved productivity and faster order fulfillment. This not only saves time and money but also enables businesses to focus on strategic initiatives and growth.

AI-driven Personalization: Tailoring the Online Shopping Experience

Personalization has become a crucial aspect of the online shopping experience, and AI is playing a vital role in delivering tailored recommendations and content to customers. By analyzing customer data, AI algorithms can understand individual preferences, purchase history, and browsing behavior, enabling businesses to curate personalized product recommendations, tailored marketing campaigns, and customized shopping experiences. This level of personalization not only enhances customer satisfaction but also increases conversion rates and drives repeat business.

Boosting Sales with AI: Predictive Analytics and Recommendation Systems

AI-powered predictive analytics and recommendation systems have become invaluable tools for online businesses to boost sales. By analyzing customer data and historical patterns, AI algorithms can accurately predict customer behavior, allowing businesses to target customers with personalized offers, discounts, and promotions. Furthermore, recommendation systems leverage AI to suggest relevant products based on customer preferences, purchase history, and browsing behavior, thereby increasing cross-selling and upselling opportunities.

The Role of AI in Optimizing Pricing and Revenue Management

AI technology enables businesses to optimize pricing strategies and revenue management. By analyzing market trends, competitor pricing, customer behavior, and other relevant factors, AI-driven pricing algorithms can dynamically adjust prices to maximize revenue and profitability. These algorithms can also identify pricing anomalies, detect demand patterns, and optimize discounts and promotions, ensuring businesses remain competitive while maximizing their bottom line.

AI-driven Chatbots: Revolutionizing Customer Support

AI-driven chatbots have revolutionized customer support by providing immediate and efficient solutions to customer queries. Chatbots can handle an array of customer support tasks, including answering frequently asked questions, tracking orders, initiating returns, and providing product recommendations. With advances in natural language processing, chatbots can understand and respond to customer queries in a conversational manner, providing a seamless support experience 24/7. This not only improves customer satisfaction but also reduces customer support costs for businesses.

Harnessing AI for Efficient Supply Chain Management

AI has proven to be a game-changer in the field of supply chain management for online businesses. By analyzing data from various sources, including sales forecasts, supplier information, and weather patterns, AI algorithms can optimize inventory management, demand forecasting, and logistics planning. This enables businesses to minimize stockouts, reduce excess inventory, and ensure timely delivery, resulting in improved customer satisfaction and cost savings.

AI-powered Fraud Detection: Safeguarding Online Transactions

The rise of online transactions has also increased the risk of fraud. AI-powered fraud detection systems have become crucial in safeguarding online businesses and their customers. Machine learning algorithms can analyze vast amounts of data in real-time, detecting suspicious activities and patterns that may indicate fraudulent behavior. By continuously learning and adapting, these systems can identify and prevent fraudulent transactions, protecting businesses from financial losses and maintaining customer trust.

AI-driven Marketing: Targeted Campaigns and Customer Insights

AI-driven marketing has transformed the way businesses reach and engage with their target audience. By analyzing customer data, AI algorithms can identify key demographics, preferences, and behavior patterns, enabling businesses to create highly targeted marketing campaigns. AI also provides valuable insights into customer behavior, allowing businesses to make data-driven decisions and optimize their marketing strategies for better results. This leads to higher conversion rates, increased customer engagement, and improved return on investment.

The Role of AI in Optimizing SEO and Content Strategy

AI is reshaping the field of search engine optimization (SEO) and content strategy, helping businesses improve their online visibility and reach. AI algorithms can analyze search engine trends, user behavior, and content performance data to optimize website content, keywords, and meta-tags. This ensures that businesses rank higher in search engine results, driving organic traffic and increasing brand exposure. AI-powered content generation tools also help businesses create high-quality, engaging content at scale, further enhancing their online presence.

Embracing the Power of AI for Online Business Success

The role of AI in empowering online businesses cannot be overstated. From enhancing customer experience to streamlining operations, boosting sales, optimizing pricing, and safeguarding transactions, AI is transforming the way online businesses operate. Embracing AI-powered solutions allows businesses to stay ahead of the competition, deliver personalized experiences, and drive growth. As AI continues to evolve, businesses that harness its power will undoubtedly enjoy a significant advantage in the dynamic and ever-expanding online business landscape.

Thanks for Reading – AI: Empowering Online Businesses

Dr. Don, Founder ICFO

Preface [Intro Internet] IUH 2009-12, 2ND Ed, R513A

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Author Notes: Reference Copy, links to Oringnal Copy removed due to the Age of the Content. See the top Blog Menu for Copyright Concerns, Some Content Removed.

Dr. Don, Founder ICFO

Preface [Intro Internet] IUH 2009-12, 2ND Ed, R513A

Introduction Internet

UCLA professor Leonard Kleinrock said: “‘It’s the 40th year since the infant Internet first spoke. “The fridge-sized computer that sent the first email 40 years ago (1969) … But crashed after just two letters were received. Kleinrock, who led the team that first got two computers to communicate online via a network called ARPANET, added:

“‘The Internet is a democratizing element; everyone has an equivalent voice. There is no way back at this point. We can’t turn it off. The Internet Age is here” The computer expert could never have imagined that the fledgling Internet one day would give rise to Facebook, Twitter, and YouTube. He referred to spam emails, online scams, and malicious software spread by crooks as an unexpected dark side of the Internet. ‘The net is penetrating every aspect of our lives,’ Kleinrock told an audience of about 200 people in Los Angeles. The World Wide Web, www, or the Internet as we know it today was released in 1991. Zakon Timeline

Professor Kleinrock went on to say ‘As a teenager, the Internet is behaving badly, the dark side has emerged. When it grows into a young adult, will it get over this period of misbehaving? Daily News Los Angeles

This handbook, first published in 2009; started to address the dark side of the Internet as it impacts every online user; the student young or old whether online for socializing, gaming, research, shopping, studies, or all of the above. Every business online from an individual start-up to the world’s largest corporations faces the risk of online security threats, spam, scams, or fraud. Even Government bodies and organizations cannot avoid the increasing dark side of the Internet. Countries can hack into almost every system or network if not all, for internal spying. The dark side has always been around, but as the Internet user base grows, so does Internet Crime in the form of Security Threats and Scams and Fraud primarily through social networks. Are your employees online during working hours for personal affairs?

INTERNET WORLD STATS Removed

The rise and popularity of Social Networking sites aided by the tremendous growth of mobile device access to the Internet has helped accelerate the growth and reach of Internet Crime. Your devices and those owned by your spouse, sons and daughters, your business, agencies, and even your government are at risk. As the Internet continues to multiply its user base, awareness of these various risks also grows. Groups, websites, blogs,s and Articles attempt to spread the word. Some focus on a particular type of scam, i.e. Nigerian Letters, PTC Investigations, MLM, Email fraud, Identity theft, etc. As they try to make us aware; many have taken up the difficult task of maintaining lists of banned sites.

Until the Internet Users Handbook was first published, in 2009 as a support guide for the Internet Scams Anonymous (ISA) Groups. No one book, group, company, organization or website has addressed the bigger problem that is anyone who has an email address and logs onto the Internet is or may be exposed to any to the various online scams, and/or malicious viruses. That email from an old friend that has not heard from in years opens with nothing but a dangerous link. That connection can either steal your keystrokes, passwords, and/or identity; or it may simply disable your device or network.

EDUCATE YOURSELF

Educate yourself about Internet risk and risk avoidance. Learn to recognize the signs that may appear in the email headlines from an unknown source, the mysterious free download, the fake bank emails rather than simply pass them to someone’s outdated lists. Offline, the scammers usually spread their scam one-on-one with their potential victims; however, the Internet with a rate of growth nearing 50% per year of new users or Newbies, the scammers have found a haven for Internet crime. One scam or virus can reach thousands, if not hundreds of thousands of users or devices.

LET US TAKE, FOR EXAMPLE:

Sons and daughters say age 8 and above can meet their classmates on Facebook by using their parents’ information or by falsifying their birthdate. Unless we watch over them, they are able to befriend a predator. Everything about the predator can be falsified, a man pretending to be a teenage girl, pictures and all.

A recent Facebook malware disguised as a message allowed the member to operate a “Dislike Button” to go along with the “like button”. Activating this option then sends all of the member’s online activity, passwords, account information to the malware author. Your child could have activated this without out your knowledge leaving your computer and activities exposed. It spread virally. Sophos Naked Security

Perhaps the children, even adults play games online. Other than the fact that the scammers are always looking for information and your credit card information, the next Free Game may contain a virus to shut down your computer or network. Children are exposed to inappropriate material.

Most recently, the death of Whitney Houston popular to young and old alike created another virus. “Warning: Whitney Houston autopsy video links on Facebook are not what they seem and led to a virus download of a fake Adobe Flash update from a bogus page”. Sophos Naked Security

While we cannot learn how many different user or newbies are here for socializing, games or both, we do know that when the world economy turns down, Internet crime goes up. As individuals turn to the Internet for a quick fix to their financial woes, the unemployed as well as the senior citizens that seek to increase their retirement income.

Scammers are excellent salesmen; they anticipate your problems, answer your questions, and stand ready to take your last dollar with false promises of overnight cures. Check your email. Even if you were not looking for such, the email headlines will entice some to open and read and take that chance of earning a quick dollar. If a single web expert can set up 15 authentic new websites per day, how many sites can several scammers set up in a day? Multiply that by the unknown numbers of scammers! It is easy to see the value of knowledge over that of list services and reviews.

Legitimate offline businesses are turning to the Internet to globalize their business. Many of them may be startups operating out of their garages or kitchens – often, we cannot see without some research. Larger companies often do have Internet policies for matters of email usage, socializing during working hours. Still, research indicates that few have risk management policies that address Internet crime and spam. An investigation of your local schools, universities or alumni will show the same result

SPAM AND SPAM LINKS

  • Can overload your networks Spread Internet crimes
  • Spread viruses and threats that expose your systems and data Can disable your devices and networks
  • Spam Blockers can suspend your email, and articles just for using a single word such as adult in the headline or text.

INTERNET CRIME – SECURITY THREATS

  • Although covered in some minor detail along with Spam in the 2nd Edition; the handbook grew to over 500 pages
  • This fascinating and complex issue needs a minimum of standalone volume Make it easy and user-friendly for understanding

INTERNET CRIME – SCAMS AND FRAUD

  • New and improved readability standalone volume

RELATED TO RISK MANAGEMENT AND DOING BUSINESS ONLINE

  • A standalone publication covering the newbie getting started online to companies starting or growing their business online
  • We help educate and train the newbies’ startup businesses, as well as more seasoned professional that is seeking to establish or expand their online businesses through personal development and analysis, and business planning

Thank for Reading – Preface [Intro Internet] IUH 2009-12, 2ND Ed, R513A

Dr Don, Founder, ICFO

TOC IUH 2009-12, 2ND Ed, R513A

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Author Notes: Reference Copy, links to Original Copy removed due to the Age of the Content. See the top Blog Menu for Copyright Concerns, Some Content Removed.

Dr. Don, Founder ICFO

TOC, IUH 2009-12, 2ND Ed, R513A

A Comprehensive Guide top Recognizing, and Avoiding Scams  While Online: Spam, Security, and Doing Business Online

  • PREFACE
    • Introduction  to the Internet
    • Balance Removed
  1. OUR HANDBOOK AND ISA GROUPS
  2. DEFINING SCAMS AND FRAUD
    • IS IT TOO GOOD TO BE TRUE?
    • DOES THE OFFER PASS YOUR DUE DILIGENCE TEST?
    • WHAT IS THE OWNERS’ TRACK RECORD?
    • NON-DELIVERY
    • LACK OF SUPPORT
    • LACK OF. ACCESSIBILITY
    • SCAMMERS ARE SPAMMERS TOO.
    • ARE TRAINING, TOOLS AND RESOURCES PROVIDED?
  1. DO YOUR OWN DUE DILIGENCE
  2. INTERNET CRIME IS BIG BUSINESS
    • 2008 INTERNET CRIME REPORT
    • INTERNET FRAUD, SCAM, AND CRIME STATISTICS – 2009
    • FBI INTERNET CRIME REPORT 25/02/2011
    • TOP INTERNET SCAMS OF 2010
    • SOME BASIC DEFINITIONS
    • SEARCH ENGINE PAGE COUNTS 11/09
    • INTERNET WORLD STATS
    • SO WHAT IS THE KEY TO SCAM AVOIDANCE?
    • BUYING IS NOT A RATIONAL DECISION
  1. INTRODUCTION TO INTERNET SCAMS AND FRAUDS  [removed]
  2. COMMON INTERNET SCAMS. [removed]
  3. THE $1,000,000 PER DAY PTC/PTR SCAM
    • RETIRED AND BORED.
    • MY BIGGEST PTC/PTR ACCOUNT – PCASH
    • MY USD 1M OR MORE PER DAY STRATEGY.

8a. WHAT IS AN ENTREPRENEUR?

    • IN-BORN TRAITS OF AN ENTREPRENEUR
    • A SUCCESSFUL ENTREPRENEUR IS ONE THAT
    • CHALLENGES OF AN ENTREPRENEUR
    • ENTREPRENEURSHIP OPPORTUNITIES
    • ARE YOU ENTREPRENEURIAL?
    • ARE YOU NON-ENTREPRENEURIAL?

8a & 8b. ENTRPRENEUR /  PREPARING TO DO BUSINESS ONLINE?

    • PLANNING TO DO BUSINESS ONLINE?
    • GENERAL ASSUMPTIONS.
    • WHAT IS AN ENTREPRENEUR?
    • INVESTIGATE – WHY ARE YOU HERE?.
    • HOW MUCH DO YOU KNOW ABOUT LEADERSHIP?.
    • DO YOU HAVE A PASSION FOR BUSINESS?.
    • BELIEVE IN YOURSELF AND BOOST YOUR SELF-CONFIDENCE
    • COMMITMENT
    • HOW ABOUT ATTITUDE?.
    • DO YOU HAVE A FEAR OF FAILURE?
    • ARE YOU A PROCRASTINATOR?
    • ARE YOU READY TO ACCEPT THE RISK?.
    • HOW MUCH DO YOU KNOW ABOUT THE FOLLOWING TOPICS?
    • STEPS TO A GREAT BUSINESS PLAN.

8b. PREPARING TO DO BUSINESS ONLINE

    • PLANNING TO DO BUSINESS ONLINE?
    • IF YOU ARE CONSIDERING A NEW BUSINESS?
    • GENERAL ASSUMPTIONS

9a. FOLLOW YOUR PASSION – ONLINE BUSINESS

    • COMMON QUESTIONS – WHERE DO I START? WHAT IS BEST?
    • WHAT ARE YOUR INTERESTS? OFFLINE
    • ONLINE
    • THE IMPORTANCE OF PASSION
    • WHAT ARE THE BEST TYPES OF INTERNET BUSINESSES?
    • FIVE PERFECT ‘SPARE-TIME’ ONLINE BUSINESSES
      • AFFILIATE MARKETING
      • BLOGGING
      • EBAY
      • INFORMATION MARKETING
      • YAHOO! STORE

9b. WHICH IS BETTER, A PRODUCT, OR A SERVICE SITE?

    • THE DEBATE: PRODUCT OR SERVICE
    • MY EXPERIENCE WITH PRODUCTS
    • LAST NOTE ON PRODUCTS
    • 10 REAL WAYS TO MAKE MONEY WITH YOUR WEBSITE
      • AFFILIATE PRODUCTS
      • CLASSES AND WORKSHOPS
      • DONATION BUTTON
      • DROPSHIP SALES
      • SELL RESELL EBOOKS AND SOFTWARE
      • EXCLUSIVE ACCESS
      • GOOGLE ADSENSE
    • SELL ADVERTISING
    • SPONSORED REVIEWS
    • WRITE AND SELL YOUR OWN EBOOK
    • INTERNET BUSINESSES THAT ARE PRONE TO FAILURE

10a. AFFILIATE PROGRAMS

10b. PYRAMID PROGRAMS

10c. MLM PROGRAMS

10d. MATRIX SCHEMES

  1. MANAGING YOUR ONLINE BUSINESS.
    • GET COMFORTABLE.
    • WORKING AT HOME
    • SELF-DISCIPLINE
    • MANAGING YOUR COMPUTER AND SOFTWARE.
    • MANAGING YOUR TIME AND COMMUNICATIONS
  1. WHAT IS SPAM AND IT’S IMPACT?.
    • WHY SPAM?.
    • HOW TO AVOID THE SPAM FILTERS
    • ALL I WANT TO DO IS SEND AN EMAIL AND MAKE SOME MONEY.
    • FIGHTING SPAM.
    • WHAT HAPPENED TO SOCIAL ETIQUETTE?
    • FIRST LEGAL CASE FELONY – SPAM
  1. ADVERTISE YOUR BUSINESS
    • ONLINE ADVERTISING
    • ADVERTISING – AIDA.
    • HOW TO CREATE NO-SPAM HEADLINES
    • HOW TO ADVERTISE WITHOUT SPAM
    • TESTING AND TRACKING YOUR STRATEGIES.
    • SEARCH ENGINE OPTIMIZATION (SEO)
    • BUILDING YOUR KEYWORD LISTS.
    • WHY SEARCH ONLINE ADVERTISING IS VALUABLE
    • COSTLY SEARCH ENGINE OPTIMIZATION MISTAKES.
    • HOW WEB ADVERTISING WORKS
    • IS THE ONLINE ADVERTISING INDUSTRY SHRINKING?.
    • LIST BUILDING
    • BLOGS AND ARTICLES.
    • INCREASING BLOG TRAFFIC
    • EMAIL MARKETING
    • FREE FOR ALL (FFA) & CLASSIFIEDS
    • PAY-PER-CLICK ADS
    • SAFELISTS
    • TRAFFIC EXCHANGES (TE)
    • HOW TO INCREASE YOUR SALES UP TO 500%
    • HOW TO KEEP YOUR #1 RANKING
  1. FOREX (FX) FOLLIES – A GAMBLERS HEAVEN
    • WHAT IS FOREX (FX)?
    • BENEFITS OF FOREX TRADING
    • FOREX BROKERS.
    • THINGS TO AVOID
    • WARNING SIGNS OF A FRAUDULENT BROKER
    • THE FOREX CURRENCY PAIRS
    • THE TRADING PLATFORM
    • FOREX CHARTS AND INDICATORS
    • FOREX EXPERT ADVISORS AND ROBOTS
    • THE FOREX MINDSET.
    • TYPICAL FOREX HEADLINES
    • FORGET THE FOREX HYPE
    • IS FOREX A GAMBLERS HEAVEN?
    • MY FOREX EXPERIENCE

APPENDIXES [removed]

ABOUT THE AUTHOR [removed]

Thanks for Reading – TOC, IUH 2009-12, 2ND Ed, R513A

Dr Don, Founder, ICFO

1. Our Handbook and ISA Groups, IUH 2009-12, 2ND Ed, R513A

Leave a reply

Author Notes: Reference Copy, links to Original Copy removed due to the Age of the Content. See the top Blog Menu for Copyright Concerns, Some Content Removed.

Dr. Don, Founder ICFO

1. Our Handbook and ISA Groups, IUH 2009-12, 2ND Ed, R513A

Internet Crime, Scams, Fraud, and Spam all impact our ability to do business online. Many newbies turn to the Internet as a quick cure for some financial ill; out of work, working at home, too much debt, etc. They become frustrated and give up when they find themselves scammed and further in debt. They soon learn that there are no real quick financial cures online…

Whether you are a seasoned business owner or a newbie to business, this Handbook has been written for you. It brings an offline business perspective to help prepare you for business online or offline. Offline, it is easy to see some of the business aspects that you must prepare for; product or service, location of your space, distribution, licenses, etc. Offline, few prepare themselves for personal or business growth and most fail to understand the risks that they will encounter in business.

Perhaps, one of the simplest examples of risk comes from my days a newspaper delivery boy on a bicycle. Risks to my customers included late, wet papers or non-delivery of the news. Risk to me included the weather, wet news, bicycle breakdown, and dogs come to mind. You know, the unchained dogs that chase cars or anything that moves; very few bites but a lot of anxiety and commotion. I remember this one Great Dane that looked bigger than a horse; he never chased, barked or put me in danger, however, his stride would easily catch me, he always drooled and would seek me out to wipe his mouth.

One of my offline businesses included business and development financing; as such, I encountered nearly every financial scam or scheme available. I was the risk manager for my clients and my business. However, many of my clients of larger firms didn’t even have a risk management program or policy and few understood what their business risks were. From a financial perspective; I needed to know what their and my risks were in analyzing and financing their requests.

Starting a business offline, whether a franchise or new business is expensive and usually your choice evolves a product or service that you already have a passion for, perhaps a hobby or interest, at least something that you have some knowledge and understanding. This minimal understanding reduces your risk to scams and is a step toward success…

It is true, that starting a business online is inexpensive, but few understand business or business risks; they oversimplify doing business online. Instead of following their passion, interest or hobby, newbies jump at the first sounds good, feels good opportunity proved to their inbox, only to jump to the next and the next opportunity. There is no business pattern, plan or strategy given to their behavior.

Without question, Internet Crime, Online Scams and Spam are our greatest online business risk. Your inability or failure to understand and control your emotions, to recognize the broad range of scam you will encounter online, put you and chances of online business success in grave danger. New Internet users (newbies) are growing at a current rate of 44% or more per year and accelerating. Most of them have little or no background for doing business on or offline

Too many newbies turn to the Internet as a last resort to solve their financial crisis; be it out-of-work, excessive debt and related Further, most of our new users lack the business skills and a basic understanding of just how much impact that Scams would have on their potential for a successful online business. More and more businesses are taking advantage of the low cost Internet advertising and the affiliate models, so readily found online, but most fail to understand or include online spam and scams in their risk management plan.

Our Internet Users Handbook along with our various Internet Scams Anonymous Groups help fill the void with a broad approach to Avoiding Internet Crime while Doing Business Online. While This Handbook was originally prepared originally as resource for our Internet Scam Anonymous (ISA) Groups, Its value serves a much greater audience, truly a one-of-akind Handbook and Resource for All Internet Users, Individuals, Businesses and Risk Managers that want to start, attempt or grow an online business. The handbook is largely written for the individual user reading, but Business and Risk Managers will find this a valuable resource for formulating their own Internet Usage and Risk Management Policies.

Our goals are to combat these crimes by showing our members how to recognize and control their emotional propensity to participate in these scams. With one hand, we seek are helping to protect the members or readers, with the other we are helping by provide them with the tools to succeed online.

THE HANDBOOK HAS A TWO-FOLD OBJECTIVE:

  • How to Recognize and Avoid Scams
  • To Properly Prepare You to Start or Grow Your Online Business

As you may imagine, the Internet is an ever-evolving and growing network, and while the basics of doing business, as well as the scams, may prevail; the strategies, business models, and techniques also evolve. Therefore we will continue to try to keep up and make periodic revisions to this handbook which are provided to you freely as the owner of the current edition

Forming or participating in business online is so easy and relatively cheap that nearly everybody thinks that they can do it, including scammers. Business failure rates online are about the same as offline, say 95% over time. To be successful online, certain individual traits still apply; mindset, interest, and passion. Because scams and fraud are the greatest online business risks; the due diligence process is just as important online, as offline.

The scope and content of this Handbook cover a broad range of topics from personal assessment to scam identification and avoidance, spam, to starting, growing, managing, and operating a successful online business,

THIS HANDBOOK IS FOR THOSE THAT WILL HELP THEMSELVES!

  • We can only provide the blueprint, you must take responsibility to learn and prepare for your own success.

Our Testimonials show that owners, members, and affiliates that use this Handbook have one of the most comprehensive references available regarding Scams, Spam and all aspects of Doing Business Online. It is a compilation of years of experience and the Best of the Net, Articles, Blogs, Tools, Tips and How-To, and other Resources for newcomers (Newbies), as well as seasoned veterans (but still able to learn new tricks). The use of the strategies and techniques offered herein is supported by our ISA Group members who participate and share their online experiences. If you are new to business, or online, then arm and prepare yourself for success online. Learn the business.

As we study Scammers and their schemes, we find that they are Masters of Persuasion and the use of Spam. Microsoft advises us that over 97% of the emails they receive each day are unsolicited. Another source says it is at least 60%. The problem is so big that it ties up both individual and organizational systems with junk, Spam. I am reminded of the garbage in – garbage out days!

To help resolve this problem, Internet service providers (ISP), email providers, advertising agencies and even Instant Messaging (IM) sites are all trying to reduce spam and scams by various blocking or screening strategies. However, as a result, even legitimate email is sometimes spam blocked, because of a selection and use of the wrong word

A great number of, networks, blogs, articles, and groups do a great job dealing with various segments of Internet Crime. Much of their work has been complied herein as The Best of the Web, for I could not have said it better. Of course, there are many others included that ranked high in our hundreds of searches.

Throughout this Reference Handbook, we recognize and appreciate the contributions that these and others have made to the subject of Internet Crime, or Cybercrime, as well as Starting and Growing a Successful Business Online. Every effort has been made to respect copyright issues; sources have been identified, etc.

INTERNET SCAMS ANONYMOUS GROUPS

Ownership of our Handbook is supplemented by free membership in one or more of our Internet Scams Anonymous (ISA) currently located throughout the Internet. Although not necessary, these Groups give you the added benefit of communication with like-minded Internet users, both seasoned and newbies.

These groups are Anonymous Groups because few of us will admit our mistakes and even fewer of us will learn from them. Yes, I too have been a victim. My experiences, lessons, and research are included throughout this Handbook. The most basic lesson that I overlooked was my failure to do my online Due Diligence; something that I had done for years and helped others do offline. Second, I initially succumbed to the temptation of the online wealth headlines. If they can make that kind of money, why can’t I?

Regardless of whether we are an individual or a business, we always have a monetary need that scammers love to play to as they take our money. Most often it is fast money to them and none for us.

Elsewhere in this Handbook, we speak of the senior’s trust in what they read, and the false promises offered by the Scammers. Online, we can forget the “put it in writing for me”.

TIP: A word of caution as you progress online; everything and anything you see online can be fabricated, from fraudulent websites, emails that look like they came from the original source, payment proofs, and testimonials, all!

We do not promise great wealth here, but we do offer you an opportunity to get on the right path to success, and to show you a strategy to control your emotional propensity to join these various scams and frauds. We stress doing your own due diligence to avoid the mistakes that I have made. We are especially concerned for those newbies that can least afford it, from wasting their limited resources on Scams.

To sum this up, we are about business, your business. Again, This Handbook for all practical purposes is a Business Handbook, taking you from personal assessment, start-up, growth, operations, and the management of business risk. In this case, we focus on scams and spam risk.

Thanks for Reading – 1. Our Handbook and ISA Groups, IUH 2009-12, 2ND Ed, R513A

Dr Don, Founder, ICFO

3. Do Your Due Diligence, IUH 2009-12, 2ND Ed, R513A

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Author Notes: Reference Copy, links to Original Copy removed due to the Age of the Content. See the top Blog Menu for Copyright Concerns, Some Content Removed.

Dr. Don, Founder ICFO

3. Do Your Due Diligence, IUH 2009-12, 2ND Ed, R513A

Due Diligence in the offline world of business is done before you buy into or take over a business. The same goes for large land and real estate purchases, also accompanied by a real estate appraisal. You want to know the owners, what is the value of the company and its assets. If a store, shopping center, hotel and such, what kind of traffic is in the area, occupancy, demographics, etc.? How much and what kind of inventory do they have? The same goes for doing a Joint Venture or buying into a Franchise. If you are buying a big-ticket item such as a car, you will usually shop around. Perhaps you will check some form of Consumer Guide.

The process is often long and drawn out. Offline it is or should be done by an independent third party. The due diligence process nearly eliminates emotional spending. Why should doing business online be any different even though the transaction can be accomplished quickly, for with less MONEY. However, online leaves the due diligence process you, no one is looking over your shoulder; well perhaps, except for the spouse or partner.

We show how to do your own Online Due Diligence with a selected range and number of DD Tools for you to do your own research. Like everything else online, tools and techniques change. As you see such changes share it with us in our groups. We also post updates in our blogs which are later incorporated in a revision to this handbook.

WHAT IS DUE DILIGENCE?

Due diligence is a term used for a number of concepts involving either an investigation of a business or person prior to signing a contract, or an act with a certain standard of care. It can be a legal obligation, but the term will more commonly apply to voluntary investigations. A common example of due diligence in various industries is the process through which a potential acquirer evaluates a target company or its assets for acquisition.

The care that a reasonable person exercises to avoid harm to other persons or their property

An investigation or audit of a potential investment. Due diligence serves to confirm all material facts in regards to a sale.

Generally, due diligence refers to the care a reasonable person should take before entering into an agreement or a transaction with another party.

INVESTOPEDIA EXPLAINS ‘DUE DILIGENCE (DD)

Offers to purchase an asset are usually dependent on the results of due diligence analysis. This includes reviewing all financial records plus anything else deemed material to the sale. Sellers could also perform a due diligence analysis on the buyer. Items that may be considered are the buyer’s ability to purchase, as well as other items that would affect the purchased entity or the seller after the sale has been completed. Due diligence is a way of preventing unnecessary harm to either party involved in a transaction. Investopedia

Research and Analysis of a Company or Organization done in preparation for a business transaction (as a corporate merger or purchase of securities) M-W Dictionary

DUE DILIGENCE CAN BE DEFINED AS:

  • The examination of a potential target for merger, acquisition, privatization or similar corporate finance transaction normally by a buyer.
  • A reasonable investigation focusing on material future matters.
  • An examination being achieved by asking certain key questions, including, do we buy, how do we structure the acquisition and how much do we pay?
  • An examination aiming to make an acquisition decision via the principles of valuation and shareholder value analysis.

THE DUE DILIGENCE PROCESS CAN BE DIVIDED INTO NINE DISTINCT AREAS:

  • Compatibility Audit Financial Audit
  • Macro-Environment Audit Legal/Environmental Audit Marketing Audit Production Audit Management Audit Information Systems Audit
  • Reconciliation audit.       Wikipedia

BUT I AM READY TO ACT NOW

Sometimes DD is a just a troublesome mental thingy, because I am ready to act now!

Offline:

Buyers I want to make this large purchase and don’t want to wait; but my banker, accountant, lawyer or someone requires that I have a Due Diligence done by a third party unrelated to the transaction. Costs are usually borne by the Buyer. Can be and usually is a long-drawn out process.

In my experience, it is surprising how many big money players also react on emotion, save time, save the cost of doing their Due Diligence, only in the end to lose it all. Big enough money to pay cash so no DD requirement was imposed by another, i.e. lawyer, banker, etc.

Example, if the seller creates a sense of urgency or perhaps demand, then Buyers are more likely to react more with emotion than reasonableness. A wealthy Malaysian Chinese Buyer wanted to do business with a Vietnamese Seller. The Agreement was drawn up in only 1 language, that of the seller, the buyer didn’t have it translated into his own language, therefore didn’t understand the fine print. The fine print contained a clause that the caused the buyer to default and forfeit millions in his down payment. Greed, stupidity, a scam, perhaps!

Online:

I want to join this program. I have no idea whether it is a scam, but it sounds great, but my online adviser (Dr Don) says slow down, and do your own Due Diligence. Fast process, can be done in less than a few minutes to an hour. Cost is zero. Why Not! Better Safe than Sorry

Due Diligence can vary with the business type and the purpose. Some for legal, tax, financial, IT, operations, management and the list grows. In simplest terms for us; it means doing our homework.

Our objective is to avoid a fraud or scam, and to join a successful program. If it is a new site, then a Google search will provide us with no help. A Whois search may help us find who the owners to enable us to do further research. We need to know who the owners are, how long they have been in business, what is their track-record, are there any legal actions against them. Are customers or affiliates complaining, and have they ever been accused of a Scam or a Fraud?

Right away, you can see that this process will slow you down. And sadly, most of you will not bother. While it is much faster than doing an offline due diligence process, it is our objective to slow you done enough to help control your emotional spending. Remember, many of your friends will also offer you something that they, themselves have not investigated; we will support them by joining, then we all lose.

12 SIMPLE DUE DILIGENCE MLM INVESTIGATIONS

SIMPLEST MLM INVESTIGATION

Get into the “BRAIN & PUSHBUTTON” MLM Detective mindset! Look at the supposed MLM Company’s website. First suspect clue would be no street or city address, worse yet, only an email address, no phone number. Then look for the pictures and names of the owners of the company. Not having these on a website is a quick absolute reason NOT to join. Some wise, seasoned MLM distributors doing their Due Diligence Investigation will use “http://earth.google.com/” to (free 7 day trial or $20) look at a satellite picture of the size and location of a supposed MLM Company office. Address = trailer house or home? That is a 911= Run!

RUN – TAKING ONLY BANK WIRES, MONEY ORDERS OR CHECKS

Use your MLM Detective Investigative “BRAIN.” Only use a credit card that will accept charge backs and returns? Honest companies allow refunds within 60-90 days (8 states require a year)! Money by FedEx – UPS only? Yikes! Scam Time! A trained MLM Detective will tell you the scam artists do this to avoid Postal Fraud charges! A PUB (private mailbox) address is an indicator of dodging Postal Fraud Investigators = 911 run a SCAM!

EASY MLM INVESTIGATION TRICKS

  • Next MLM Detectives will go to the Internet and enter the following into one or two of the major search engines:
  • The MLM Company’s name (owners too) and the word “scam”. Go through two pages! Look for forum message comments for legitimate complaints (see below).
  • Then do the same for “complaints, lawsuits, and news articles archived on search engines. Also check who registered the website domain of any new company claiming: amazing, incredible, proprietary, never seen before in the universe, revolutionary, products, services or technologies!
  • Check http://www.whois.net/ for the domain lookup. Companies with good offerings would register a name 6 months to a year ahead of time.
  • A warning on MLM due diligence for MLM Researchers! There are sad sites and forums that are unfairly negative toward all MLM – Network Marketing companies. Ignore these “Anti MLM Zealots” and only look for appropriate information. A good MLM Detective will ignore 99% of their BS!

A SECRET DUE DILIGENCE TOOL

Alexa can give you Internet Web Ranking Due Diligence that on 1 out of 10,000 knows about. Grab scammers by the throat when they come to pester you!

http://www.mlmwatchdog.com/mlm_due_dilligence_secret_alexa.html

DON’T SPEND OVER $500 TO START

There are over 22 states that require registration if an opportunity (not just MLM but includes MLM) requires you to spend over $500. Two states say it must be kept under $200. If a company says join for free and spent $501 for product – They had better be registered!

A good MLM Detective will run if there is no way to join for under $500 See the new FTC warning (below) this MLM Detective due diligence article and my notes on the $500! SCAM example –Thinking it was MLM Here is a list by the FTC of States requiring “Biz Opp” registrations. Remember this if a recruiter is hustling you for over $500 and no registrations.

Why  join?  They  may  get  shutdown                   for  not  having the state Business Opportunity registrations! Why risk joining? You can lose time and money! There goes your opportunity! http://www.ftc.gov/bcp/franchise/netbusop.shtm

LOT OF NUTRITIONAL PRODUCT HYPE

  • Raise the dead? Live 130 years? Cure Cancer (which is an illegal claim for any nutritional)! If it is not a nutritional, skip down to next due diligence for MLM Detectives.
  • Get a list of the MOST critical ingredients in the MLM’s nutritional product and put them beside your computer.
  • Go to the U.S. Government National Institutes of Health nutritional research website PUB MED. Go to Pub Med after you read the next two sentences! http://www.ncbi.nlm.nih.gov/sites/entrez
  • Look up the major ingredient(s) by entering its name in the search box.
  • Read through the scientific studies. Some may be complex, but the END sentence usually gives you a good idea if the study was a Plus or Minus for the product. Read over at least 10 articles use a piece of paper to keep track of studies like this Study #1 Good Study #2 good #3 What did they say? (Or just what?) Study #4 Good Study #5 Bad. Make your own judgment!

NEXT MLM DETECTIVE DUE DILIGENCE RESEARCH

  • MLM Detective “PUSHBUTTON” Go to the Better Business Bureau website for the city where the MLM-Network Marketing Company is located. Most are free.
  • You are looking for the number of complaints the BBB has NOT resolved. If there are over 24, hold off joining, it very well could mean problems.
  • MLM Detectives don’t overly trust BBB reports but we the can be good indicators. Here is the National BBB Advanced Search don’t use the quick search.  http://search.bbb.org/SearchForm.aspx?mode=Business

WATCH OUT FOR HOT

  • An email solicits you to a “HOT” MLM, Party Plan or Network Marketing Company!
  • Look for exclamation marks and capital letters used to lend legitimacy or urgency!
  • Beware of disclaimers such as “this is not a pyramid selling scheme or scam” (legitimate offers don’t contain such claims).
  • Don’t believe promises of fast wealth.
  • If you feel, see or hear “Get Rich Quick!” Run! If it sounds too good to be true, it usually is!
  • MLM Network Marketing takes some work, like any good Home Based Business.
  • MLM, PARTY PLANS & NETWORK MARKETING COMMON SENSE
  • Don’t let the money over-excite you! Use the products or services being sold first! If they excite you, then look at the money. You should try sharing and selling the products/services to test them out. Spending some money to test a company and their offerings is a wise thing to do.

FOLLOWING RESEARCH FOR DEDICATED MLM DETECTIVES

Check with the Attorney General in the state where the company is located. Be very brief with your email or phone call and stick with asking, “MLM Company XXX is located in city in your state, do you have complaints against Company XXX?” A complete list of Attorney Generals is in MLM WatchDog                                                      COMPLAINTS Library.

READ THE FINE PRINT IN THE MLM CONTRACT

MLM Detective “BRAIN.” These are the Enrollment Agreement or Terms of Agreement plus Policies and Procedures. These all together are a business contracts, enforceable in a court of law. The Distributor Rights Association says they shouldn’t be over 15 pages long. Don’t sign if you don’t feel comfortable about the contract.

COPY THE PAY PLAN AND ASK QUESTIONS

Then find an expert to analyze it. If it only pays for signing up new people and not sales of products/services – run! There’s a copy of my MLM Compensation Pay Plans Book on Amazon. Search for my name by author – Rod Cook. No, this is not a shameless promotion for my book. My book is the only one with big pictures, diagrams and detailed to help both the new person and expert. MLM Watchdog ethics let me say it’s a good book! Plus my book has a whole chapter on avoiding Pyramid Schemes. MLM Detective

HOW TO CONDUCT ONLINE DUE DILIGENCE – BRUNO [removed]

Thanks for Reading – 3. Do Your Due Diligence, IUH 2009-12, 2ND Ed, R513A

Dr Don, Founder, ICFO

4. Internet Crime is Big Business, IUH 2009-12, 2ND Ed, R513A

Leave a reply

Author Notes: Reference Copy, links to Original Copy removed due to the Age of the Content. See the top Blog Menu for Copyright Concerns, Some Content Removed.

Dr. Don, Founder ICFO

4. Internet Crime is Big Business, IUH 2009-12, 2ND Ed, R513A

This Chapter will give you some background to the magnitude of the Growing Internet crime problem. It will introduce you as to how to get started on your journey to understand and recognize the signs of Internet Crime.

The more you understand about these various scams, the more likely that you will be able to avoid being scammed. Scam Avoidance must rank up there with “How do I turn this thing on? And “OK what’s next?”

2008 INTERNET CRIME REPORT

The National White Collar Crime Centre has just released its eighth annual Internet crime report. “In December 2003, the Internet Fraud Complaint Center (IFCC) was renamed the Internet Crime Complaint Centre (IC3) to better reflect the broad character of such criminal matters having a cyber (Internet) nexus. The 2008 Internet Crime Report is the eighth annual compilation of information on complaints received and referred by the IC3 to law enforcement or regulatory agencies for appropriate action.

From January 1, 2008-December 31, 2008, the IC3 website received 275,284 complaint submissions. This is a (33.1%) increase when compared to 2007 when 206,884 complaints were received. These filings were composed of complaints primarily related to fraudulent and non-fraudulent issues on the Internet.

These complaints were composed of many different fraud types such as auction fraud, nondelivery, and credit/debit card fraud as well as non-fraudulent complaints such as computer intrusions, spam/unsolicited email, and child pornography. All of these complaints are accessible to federal, state, and local law enforcement to support active investigations, trend analysis, and public outreach and awareness efforts.

From the submissions, IC3 referred 72,940 complaints of crime to federal, state, and local law enforcement agencies around the country for further consideration. The vast majorities of cases were fraudulent in nature and involved a financial loss on the part of the complainant. The total dollar loss from all referred cases of fraud was $264.6 million with a median dollar loss of $931.00 per complaint. This is up from $239.1 million in total reported losses in 2007.” Posted on 2009 April 1 by BBVM

INTERNET FRAUD, SCAM, AND CRIME STATISTICS – 2009

Statistics regarding Internet scams and frauds are presented here as snapshots in time January 2009, but below are links to archived statistics from previous years. Web crime statistics are notoriously difficult to obtain, with many sources each calculating them in a different manner and different time frame, using a different source.

To provide the most reliable picture, we use the Internet Crime Complaint Center’s (IC3) statistics as a baseline. The IC3 began operation on May 8, 2000, as the Internet Fraud Complaint Center and was established as a partnership between the National White Collar Crime Center (NW3C) and the Federal Bureau of Investigation (FBI) to serve as a vehicle to receive, develop, and refer criminal complaints

regarding the rapidly expanding arena of cybercrime. These statistics have the advantage of the FBI’s expertise, but the weakness of being 1 to 2 years out of date.

To overcome this, we have added our tracking system statistics to update the FBI / IC3 statistics.

BACKGROUND

The statistics for the current Top 10 frauds and scams list can be found below. A description of these scams is on this page. The greatest challenge in assembling a list and statistics of the frauds is that most fall into several categories. Consumers may characterize crime problems with an easier “broad” character, which may be misleading.

For instance, a consumer that gets lured to an auction site which appears to be eBay may later find that they were victimized through a cyber-scheme. The scheme may in fact have involved SPAM, unsolicited email inviting them to a site, and a “spoofed” website which only imitated the true legitimate site. The aforementioned crime problem could be characterized as SPAM, phishing, possible identity theft, credit card fraud or auction fraud. In such scenarios, many complainants have depicted schemes such as auction fraud even though that label may be incomplete or misleading.

The Internet Crime Complaint Center, in 2009 released its latest annual report on victims’ complaints received and referred to law enforcement. From January 1, 2008 – December 31, 2008, the IC3 website received 275,284 complaint submissions. This is a (33.1%) increase when compared to 2007 when 206,884 complaints were received. These filings were composed of complaints primarily related to fraudulent and non-fraudulent issues on the Internet.

These complaints were composed of many different fraud types such as auction fraud, nondelivery, and credit/debit card fraud as well as non-fraudulent complaints such as computer intrusions, spam/unsolicited email, and child pornography. All of these complaints are accessible to federal, state, and local law enforcement to support active investigations, trend analysis, and public outreach and awareness efforts.

From the submissions, IC3 referred 72,940 complaints of crime to federal, state, and local law enforcement agencies around the country for further consideration. The vast majorities of cases were fraudulent in nature and involved a financial loss on the part of the complainant. The total dollar loss from all referred cases of fraud was $264.6 million with a median dollar loss of $931.00 per complaint. This is up from $239.1 million in total reported losses in 2007.

Other significant findings analyses of referrals include:

  • Non-delivered merchandise and/or payment were, by far, the most reported offense, comprising 32.9% of referred complaints.
  • Internet auction fraud accounted for 25.5% of referred complaints. Credit/debit card fraud made up 9.0% of referred complaints.
  • Confidence fraud (“con men”), computer fraud, check fraud, and Nigerian letter fraud (Also called “Advance Fee Fraud” or AFF) round out the top seven categories of complaints referred to law enforcement during the year.

DOLLAR LOSS

  • Reporting a Dollar Loss, The Highest Median Losses Were Found Among Check Fraud ($3,000),
  • Confidence Fraud ($2,000),
  • Nigerian (West African, 419, Advance Fee) Letter Fraud ($1,650)

AMONG PERPETRATORS

  • 77.4% were male and
  • 50% resided in one of the following states: California, New York, Florida, Texas, District of Columbia, and Washington.
  • The majority of reported perpetrators (66.1%) were from the United States; however, a significant number of perpetrators where also located in the United Kingdom, Nigeria, Canada, China, and South Africa.

AMONG COMPLAINANTS

  • 55.4% were male,
  • Nearly half were between the ages of 30 and 50 and one-third resided in one of the four most populated states: California, Florida, Texas, and New York.
  • Males lost more money than females (ratio of $1.69 dollars lost per male to every $1.00 dollar lost per female).
  • This may be a function of both online purchasing differences by gender and the type of fraudulent schemes by which the individuals were victimized.
  • Email (74.0%) and webpages (28.9%) were the two primary mechanisms by which the fraudulent contact took place.
  • For the full report, go to the IC3 webpage on statistics.

2008 PATTERNS

  • In 2008, that ranking has changed considerably – Lottery scams are number 1 followed by Auction scams, non- delivery and check fraud.
  • LOTTERY SCAMS –
  • INTERNET AUCTION FRAUDS –
  • CONFIDENCE – NIGERIAN ADVANCE FEE FRAUDs (AFF) – PHISHING AND PHARMING FOR IDENTITY THEFT – “PASSIVE RESIDUAL INCOME” SCAMS –
  • CHECK (COUNTERFEIT) FRAUDS WORK-AT-HOME SCAMS
  • MATRIX / MULTI-LEVEL MARKETING AND PYRAMID SCHEMES PROPERTY MORTGAGE AND INVESTMENT SCHEMES FINANCIAL INSTITUTIONS SCAMS

FBI INTERNET CRIME REPORT 25/02/2011 [removed]

Thanks for Reading – 4. Internet Crime is Big Business, IUH 2009-12, 2ND Ed, R513A

Dr Don, Founder, ICFO

7. The $1,000,000 Per day PTC/PTR Scam, IUH 2009-12, 2ND Ed, R513A

Leave a reply

Author Notes: Reference Copy, links to Original Copy removed due to the Age of the Content. See the top Blog Menu for Copyright Concerns, Some Content Removed.

Dr. Don, Founder ICFO

7. The $1,000,000 Per day PTC/PTR Scam, IUH 2009-12, 2ND Ed, R513A

This section culminates my 9 months of research, testing and being scammed in the PTC/PTR arena of Internet Scams. Years ago, I looked at various paid to read email programs, but I figured my time was worth much more than $ .05 for reading 10 emails or a $ .01 per email, or anything like that. Such low paying sites are still available today, and do actually pay. However, to make any money with these sites, you need a downline contributing to your income.

It is hard for me to get excited about someone that posts a check for $ 5.00 (as proof of payment) and he or she is happy. How much work did they have to put into to get that $ 5.00; did it pay for his Internet connection, his electricity, computer, etc. This section is another look at todays’ big money PTC/PTR sites, and the scams they represent…

I cannot emphasis the importance of this chapter, as I find too many new users (newbies), are being taken by the promise of big earnings $1 -20,000 per email that will never be taken to the bank

RETIRED AND BORED

I get so very busy in my many endeavors; that I often look for a no-brainer to pass some break time. Chatting is great among the various social networks available, but can lead to problems for you, unless you keep it strictly business, not monkey business. I can say that, as I met my wife online (smiles).

After years of various successful businesses, consulting and coaching, etc., I finally decided to retire. I got tired of the local politics and current business gamesmanship. Moreover, I am a foreigner in someone else’s land; I do not need to take consultation fees when locals claim to be able to do the same job and work cheaper. .

I have been using the Internet for research, financial data/quotes, email, etc. for years in my various businesses. Therefore, I decided to try the net for some productive, paying programs. I believe I already told you that I did not play golf.

Having been used to working 12-16 hours days, I needed something to keep me my brain active. After some time of learning and losing at various other interest business opportunities as discussed before, I took another look at the PTC/PTR community.

As I said, the low-paying sites are still available, but it seems the real way to make any money here is to build a downline, like most online programs. In as much as I had not built a downline for any other program that paid more than these sites. I passed, but then I began finding new PTC/PTR programs that paid, unbelievable, think of it: $20,000 per email?

Wow, how can this be true? It is not possible – I told the wife, maybe this is a new money laundering Scheme. It did not make any sense to us, nor should it to you. However, do read on!

Real or not, I decided to check out these new sites, joining one led to joining another, etc. Before I knew it I had several sites promising ridiculous amounts of money per day.

MY BIGGEST PTC/PTR ACCOUNT – PCASH

The site is now shut down, but below are a few of the details of the scam which will be used to introduce to and help explain some of the similarities and differences between most of the PTR/PTC sites

HOME PAGE SITE STATISTICS

  • Members:             7,608
  • Payouts:               62,093,832,222.00
  • Mails in queue 2296 Ads in rotation 30
  • Memberships (free and upgraded) Get Paid By Clicking!
  • All emails are Worth $20000 All PTC are worth $10000
  • $20000 signup bonus
  • $2000 referral bonus Redemption starts at only $500000
  • We send redemption within 48 hours
  • No downline is required for the payout
  • Payments Will be Made via Liberty Reserve, Moneybookers, E-Gold!
  • Fast Payments for Honest Members

2 Ref levels of commission under you; Level 1 – 20%, Level 2 – 10%

PCash is not a multi-level marketing site! This is a Pay per Action Site and the membership is completely free to join. You are not required to recruit or sell anything in order to get paid.

Advertiser Benefits the most cost effective advertising. Guaranteed Clickthru Ad Options.email

ADVERTISING OR BANNER ADVERTISING.

Advertise to 100% opt in membership.

Members are eager to receive your ads. Absolutely no Spam! We will customize your Ad Campaign. Reliable, Friendly Service. Fast respond! Mostly in 24 hours will be processed. Advertising Will Be Made within 24 hours. Choose Your Page

EXPERIENCE

Membership has nearly tripled since I joined this site. Note the claimed payouts of over 62 Trillion, and all this with only 2300 emails and 30 banner ads. Payouts of 62,093,832,222.00 divided by 7,608 members’ give an average payout to each member of $816,000.

Not bad it if were true. But it is not, the payout number increases with each request for payment, but no money changes hands, only the tot board changes. Of course, this is not real, but seeing the numbers get so high, it became a game, a diversion, and sort-of addictive (how high can I go). As you will see, this site and others became a part of my Welcome to My USD 1M or More per Day Strategy. On paper, I was making money with this site, lots of it at a time when I was getting nothing from my other sites or advertising efforts. I accumulated a downline of 58 members. Clearly, this was a winner, by all measures, except that “No Payments” were received.

Even with my mentality that if you owe me a million, then 1% or $10,000 would be great, since although I would have like to have received something, but didn’t really need the money. However, I have learned that scammers don’t give up a dime. There is none of this take a little bit now and I will send the balance later stuff.

You have no contact with your downline, only the name and a $2,000 bonus tally. For that matter, the downline could be random generation of name to fill a list to keep you in the game. Since most of these scammers, as I have learned, own several sites, the same downline name probably shows more than one site.

The home page says payment will be made via different payment gateways. However, PayPal is now missing from the home page. A new name “Liberty Reserve” is shown. Liberty

Reserve came on strong and became the primary gateway for several other sites and No PayPal.

UPGRADE EXAMPLE

When you upgrade your free membership to a Gold Membership, you will receive the following benefits:

  • Free Referrals (3 x) – Your referral URL will be randomly inserted for surfers visiting the web site without a referral URL.
  • 10,000 PTC Worth $10,000 monthly (?? If each PTC is worth $10,000, Why only $10,000 per month?) 10,000 banner impressions monthly
  • $20,000 solo paid email to all monthly

ADVERTISING

Are you interested in advertising with our company? Below are the different types of advertising services we provide. We offer many options and are confident; you will find one to fit your needs. How it works:

  • Click one of our advertisings from below.
  • If these advertise allow targeting – select your target groups.
  • When you are done you will have the price that you need to pay, calculated.
  • After you have paid for your ad package, please fill out the “Order Form” on the last step to complete the advertisement ordering process.
  • Complete all the information requested on the form then click submit.
  • Once your payment has been confirmed, we will process your order immediately.

ADVERTISEMENTS

A Paid-email to Members of our Program

  • All of the people who are receiving the email have all requested it, thus giving you, the advertiser, and a great selection of interested viewers.
  • 20000 USD solo paid email to all 60 sec (pcash) – $2.00 30 x $20000 solo paid email to all 60 sec (pcash) – $55.00 10 x $20000 solo paid email to all 60 sec (pcash)
  • $20.00 PAID TO CLICK Banner 468 x 60 Exposures have a unique price per click and will last until the purchased number of clicks has been reached.
  • These are UNIQUE VISITORS as each user may click only ONCE per ad these ads are visible in the members’ paid2click area.
  • 1,000 PTC Worth $10000 40 sec (pcash) – $0.50 10,000 PTC Worth $10000 40 sec (pcash) – $2.00 100,000 PTC Worth $10000 40 sec (pcash) – $5.00

BANNER IMPRESSIONS ADVERTISING

  • Your banner inserted into our banner rotation on the top of each page of the website. This is a great way to catch people’s interest, just as much publicity, if not more than, advertising in the member emails.
  • The banners will be displayed on every page of the site, randomly mixed in with other banners… 50,000 Banner Impressions (pcash) – $2.00
  • 100,000 banner impressions (pcash) – $4.00 500,000 banner impressions (pcash) – $18.00
  • One month unlimited banner impressions (pcash) – $35.00* This ad allows targeting. Price determined after choosing targets.

COST OF ADVERTISING

  • From the above cost, where is the money? You can buy $ 20, 000 USD solo paid emails to all members, running 60 sec (pcash) – $2.00.
  • If my math is correct $2.00 / 20,000 = .0001 cent. So how can anyone stay in business if each member receives $ 20,000 to read a $.0001 ad??
  • The fascination continued
  • During my time with this project, I noted that most of the ads and emails were self-promoting or cross promoting between similar sites, probably from the same owner. So where is the revenue?

LIMITATION OF LIABILITY:

  • pcash.info will not be liable for lost profits, lost business opportunities, or any other indirect, special, punitive, incidental or consequential damages arising out of or related to this Agreement or pcash.info program, even if pcash.info has been advised of the possibility of such damages.
  • Furthermore, pcash.info aggregate liability arising under this Agreement will not exceed the amount of the total fees paid or payable to you under this Agreement. The provisions of this Section survive termination or expiration of the Agreement.

PAYMENTS

  • Affiliates may earn by receiving paid-emails and visiting the advertiser websites after they have entered their member ID in the area on the website provided by pcash.info.
  • Affiliates may earn by referring new affiliates to the pcash.info program. Affiliates will earn a percentage of advertising revenues collected by pcash.info.
  • Affiliates will be paid via PayPal / eGold. pcash.info will pay affiliates when their balance reaches the minimum payout rate set by pcash.info. Once the member has reached payout they may request payment. Payments will be made within 30 days or a reasonable time after.

PAYMENTS/CASH REDEMPTION

  • Cash redemption for PCash starts at $ 500,000 and is easy to reach (as most sites will claim).
  • The amount of minimum earnings required before you can make a claim will decrease with an upgrade.
  • PCash claims they will send the redemption within 48 hours. For most sites, this payout period can be shortened with the level of an upgrade.
  • So if you want your money faster, you are motivated to upgrade.
  • Also an upgrade will provide you with some “x” number of free members to help build your downline.
  • TIP. Clearly PCash and other sites are offering a “Cash Payment Redemption” link which will pay you with “x” dollars within “x” hours or days, but forget what the Home Page says. Read the fine print from the “Terms” which reveals something different.

TERMS

  • pcash may, at any time, choose to edit, add and/or delete portions of this agreement and impose changes without prior notification of its affiliates
  • Payments will be made within 30 days or a reasonable time after.
  • Tip. Don’t confuse the “Earnings” with Cash Payments.
  • Pcash.info, unlike some other sites, does tell you that you will earn a percentage of revenue, not full cash value.
  • But, as you will see when you do your Due Diligence; nobody will get anything if their daily revenue is only $4.00.
  • Most of these sites seem to confuse the word “redemption” with a cash payout. Using some of your cash value to place an ad will usually be redeemed within 24-48 hours.
  • Once an upgrade and a payment request has been made, let’s say for a 48 hour redemption, many sites then report that your payment will be made within the redemption period once your account is 30, 60 or 90 days old; and not the immediate 48 hours that you thought that you had upgraded for.
  • If you read the Home page, Terms, Upgrade and the Frequently Asked Questions (FAQS), you will typically find many inconsistencies between them.
  • For example, the front page does not mention PayPal anymore, but when you complete the user profile; the only payment methods are PayPal and E- Gold.
  • Most of these PTR/PTC sites use only PayPal and E-Gold, but it appears that many are now switching to Liberty Reserve. If you contact them online, you will not get a reply, and if you contact them by email, you will not get a reply.

HONEST MEMBERS

  • I particularly love the “Fast Payments for Honest Members” What a lie!
  • With the amount of money I earned on the site, I should have been getting $500,000 every 2days. See my earnings of over $ 180,500,000, Amazing isn’t it.

MY EARNINGS

  • You have directly earned: $ 92,600,000.0000
  • You have earned from your Downline: $ 84,786,000.0000
  • Your account balance after all transactions: $ 3,022,000.0000
  • When the minimum amount for a payout has been earned; in this case $500,000, you can click the “Request Payment” link, complete the request and you are greeted by the following message
  • Your message has been sent. We will contact you soon.
  • No messages regarding the payment request were ever received, and its seems that as soon as you request a payment, the “Payouts” Increase, even though no money has actually changed hands.
  • So is any of this realistic – Of course not, but watching your earnings increase and increase by $20,000 can be addictive, especially, if you have not seen earnings on other programs.
  • With this information, it is easy to see, that pcash.info claims to have paid out 62 trillion when it has an estimated value of less than $3,000. Ad revenue is estimated at less than My *USD 1m or More per Day Strategy
  • $4.00 per day. How to pay you $20,000 per ad?

FACTS: THIS IS A NO-BRAINER – SCAM, PASS

  • This is just one example of over 200 sites evaluated.
  • As the numbers grew, it became a challenge: Can I Make (earn) a Million Dollars a Day Doing This? I made it a supplemental business endeavor (a non-paying business as you will learn) from 27 October 2008 till 22 Jul 2009.

MY USD 1M OR MORE PER DAY STRATEGY

I made PTC/PTR a business to see how far I could go with it without getting paid. I kept track of the date that I joined how, many days since joining, average earnings per day, signup bonuses, PTR earnings, PTC earnings, cost of upgrading, payment to who PayPal, Liberty Reserve, etc. I also tracked the date I upgraded, when payouts were due and other factors which I tracked off table. So it was a business and treated as such.

I was able to achieve the $ 1,000, 000 earning per day target in about 6 months. It could have been faster; but all programs (over 200 in the test) must be accessed (whether high dollar or lesser dollars) at least once a month, or a week as I did. Like reading email sites, some have a high volume some much lower.

PUT ON OUR BUSINESS HAT

  • It should be obvious that businesses cannot payout more than they take in advertising revenue and still be considered a going concern or a business
  • Advertising businesses cannot afford to give away computers, cameras and other such items, signup bonuses and such if the advertising revenue is not there.
  • Take your own perspective, how much are you willing pay others to read your advertisements? Good rule of thumb, sites that might actually pay will pay less than $.50 per click or read.

Thanks for Reading – 7. The $1,000,000 Per day PTC/PTR Scam, IUH 2009-12, 2ND Ed, R513A

Dr Don, Founder, ICFO